List of All Bank USSD Codes in Nigeria (Mobile Banking) UPDATED
List of All Bank USSD Codes in Nigeria (Mobile Banking) UPDATED
Mobile banking is an innovation that has numerous benefits for customers and institutions. A 24-hour automated service that enables seamless transactions between customers and the bank.
Almost every account holder makes use of this feature and practically all network service providers support the mobile banking
The Top Benefits of USSD banking
- Open an account from anywhere.
- Service does not require filling out forms.
- No minimum opening balance is required to open a new account via USSD.
- Service attracts no charge.
- You have unlimited access to your account at any time.
- No dependency on the internet or third party apps and software.
- Available 24 hours a day and 7 days a week.
- Saves you the stress of queuing up in the banking halls
USING THE USSD MOBILE BANKING CODE
For first-timers, a mobile transaction utilizing USSD codes necessitates account registration and a PIN code (either 4 or 5 digits depending on the bank), which can be obtained by dialling the various bank USSD codes (as shown below) and following the screen prompts. The PIN code protects you from scammers and will be required for any subsequent transactions.
That said, let’s quickly delve right into Naijaknowhow’s list of all bank USSD codes in Nigeria.
ALL MAJOR NIGERIAN BANKS USSD CODES
NIGERIAN BANKS |
USSD CODES |
| Access Bank | *901# |
| ALAT Bank | *945# |
| Ecobank | *326# |
| Fidelity Bank | *770# |
| FCMB | *329# |
| First Bank | *894# |
| GTBank | *737# |
| Heritage Bank | *745# |
| Keystone Bank | *7111# |
| Polaris Bank | *833# |
| Stanbic IBTC Bank | *909# |
| Sterling Bank | *822# |
| UBA | *919# |
| Union Bank | *826# |
| Unity Bank | *7799# |
| Wema Bank | *945# |
| Zenith Bank | *966# |
Below Is The Full (A-Z) List Of All Nigerian Banks And Their Official USSD Mobile Banking Codes And Functions
1. Access Bank USSD Codes (*901#)
A table containing all Access bank USSD codes for transferring money, recharging mobile phones, checking accounts, and more can be found below.
All Access bank USSD codes for mobile banking
Transaction Type |
USSD Banking Codes |
|---|---|
| Open An Account/Change PIN/Registration | *901*0# |
| Check Balance |
*901*00# |
| Airtime Top-Up for Self | *901*Amount# |
| Airtime Top-Up for Others | *901*Amount*Phone Number# |
| Transfer to Access Account | *901*1*AMOUNT*NUBAN Account Number# |
| Transfer to Other banks | *901*2*AMOUNT*NUBAN Account Number# |
| Pay bills | *901*3# |
| Deactivate Account |
*901*911# |
2. ALAT Bank USSD Codes (*945#)
A table containing all ALAT Bank USSD codes for transferring money, recharging mobile phones, checking accounts, and more can be found below.
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All ALAT Bank USSD codes for mobile banking
Transaction Type |
USSD Banking Codes |
|---|---|
| Check balance | *945*0# |
| Airtime Top-Up for Self | *945*Amount# |
| Airtime Top-Up for Others | *945*phone Number*Amount# |
| Transfer to ALAT Account | *945*Account Number*Amount# |
| Transfer to Other banks | *945*Account Number*Amount# |
3. Ecobank USSD Codes (*326#)
A table containing all ECOBANK USSD codes for transferring money, recharging mobile phones, checking accounts, and more can be found below.
All Ecobank USSD codes for mobile banking
Transaction Type |
USSD Banking Codes |
|---|---|
| Check balance | *326*0# |
| Airtime Top-Up for Self | *326*Amount# |
| Airtime Top-Up for Others | *326*Amount*PhoneNumber# |
| Transfer to Ecobank Account | *326# |
| Transfer to Other banks | *326# |
| Pay bills | *326# |
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4. Fidelity Bank USSD Codes (*770#)
A table containing all Fidelity bank USSD codes for transferring money, recharging mobile phones, checking accounts, and more can be found below.
All Fidelity bank USSD codes for mobile banking
Transaction Type |
USSD Banking Codes |
|---|---|
| Check balance | *770*0# |
| Airtime Top-Up for Self | *770*AMOUNT# |
| Airtime Top-Up for Others | *770*PHONE*AMOUNT# |
| Transfer to Fidelity Account | *770*ACCOUNT*AMOUNT# |
| Transfer to Other banks | *770*ACCOUNT*AMOUNT# |
| Pay bills | *770# |
| ATM cardless withdrawal | *770*8*AMOUNT# |
| Change PIN | *770*00# |
| Update BVN | *770*02# |
| Block Card | *770*911# |
| Block Phone from USSD Banking | *770*911*08012345678# |
| Block Account from USSD Banking | *770*08012345678# |
| Choose SMS and Email Alert |
*770*2#
|
NOTE: BALANCE ENQUIRY COSTS N20, INTRA-BANK TRANSFER COSTS N70, INTERBANK TRANSFER COSTS N70 AND BILL PAYMENTS COSTS N105.
5. FCMB USSD Codes (*329#)
A table containing all FCMB USSD codes for transferring money, recharging mobile phones, checking accounts, and more can be found below.
All FCMB USSD codes for mobile banking
Transaction Type |
USSD Banking Codes |
|---|---|
| Check balance | *329*00# |
| Airtime Top-Up for Self | *329*Amount# |
| Airtime Top-Up for Others | *329*Amount*Mobile number# |
| Transfer to FCMB Account/Others | *329*Amount*Account number# |
| Reset PIN | *329*0# |
| Buy Data | *329*1*Mobile Number# |
| Pay bills (DSTv & GOTv) | 329*2*Amount*Smartcard Number# |
| Pay Electricity Bill | *329*3*Amount*Meter No# or *329*3*Amount*AccountID# |
| Block USSD Profile or Block Bank Account |
*329*911# |
6. First Bank USSD Codes (*894#)
A table containing all First Bank USSD codes for transferring money, recharging mobile phones, checking accounts, and more can be found below.
All First bank USSD codes for mobile banking
Transaction Type |
USSD Banking Codes |
| Register for First Bank USSD Banking | *894*0 |
| Airtime Recharge for Self | *894*Amount# |
| Airtime Recharge for Others | *894*Amount*Phone Number# |
| For Transfer | *894*Amount*Account Number# |
| Transfer to First Account/Other | *894*Amount*Account Number# |
| For Mini-Statement | *894*Account Number# |
| To Check Balance | *894*00# |
| For Account Opening | *894*0# |
| To Deactivate Your Mobile Number | *894*911# |
7. GTBank USSD Codes (*737#)
A table containing all GTB USSD codes for transferring money, recharging mobile phones, checking accounts, and more can be found below.
All GTBank USSD codes for mobile banking
Transaction Type |
USSD Banking Codes |
|---|---|
| Open Account | *737*0# |
| Reactivate Account | *737*11# |
| Check balance/Account Number/BVN | *737*6*1# |
| Airtime Top-Up for Self | *737*amount# |
| Airtime Top-Up for Others | *737*Amount*Recipient’s number# |
| Data Top-Up | *737*4# |
| Transfer to GTBank Account | *737*1*Amount*NUBAN Account Number# |
| Transfer to Other banks | *737*2*Amount*NUBAN Account Number# |
| Create PIN | *737*5# |
| Enquires | *737*6# |
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8. Heritage Bank USSD Codes (*745#)
A table containing all Heritage Bank USSD codes for transferring money, recharging mobile phones, checking accounts, and more can be found below.
All Heritage bank USSD codes for mobile banking
Transaction Type |
USSD Banking Codes |
|---|---|
| Registration With Card | *745*AccountNumber*Last6DigitOfCard# |
| Registration Without Card | *745*AccountNumber# |
| Balance Enquiry | *745*0# |
| Change USSD PIN | *745*00# |
| Funds Transfer (HB) | *745*1*Amount*AccountNumber# |
| Funds Transfer (Interbank) | *745*2*Amount*AccountNumber# |
| Airtime (Self) | *745*Amount# |
| Airtime (Third Party) | *745*Amount*MobileNumber# |
| Bet9ja Top-up | *745*222*Bet9jaUserID*Amount# |
| Pay with USSD (on POS & Web) | *745*000*RefCode# |
| LCC Payment | *745*000*522+etagNo+100# |
| Block Account from any phone | *745*11# |
9. Keystone Bank USSD Codes (*7111#)
A table containing all Keystone Bank USSD codes for transferring money, recharging mobile phones, checking accounts, and more can be found below.
All Keystone bank USSD codes for mobile banking
Transaction Type |
USSD Banking Codes |
| Registration | *7111*0# |
| Check balance | *7111*1# |
| Pay bills | *7111*2# |
| Mobile Data | *7111*5# |
| Check account balance | *7111*00# |
| Recharge your phone | *7111*Amount# |
| Recharge for others | *7111*Amount*Phone Number# |
| Send Money | *7111*Amount*Nuban Account Number# |
| Activate Debit Card: | *7111*9*123# |
| Change default Top-up Account: | *7111*AcctNo# |
| Panic Code | *7111*911# |
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10. Polaris Bank USSD Codes (*833#)
A table containing all Polaris Bank USSD codes for transferring money, recharging mobile phones, checking accounts, and more can be found below.
All Polaris bank USSD codes for mobile banking
Transaction Type |
USSD Banking Codes |
|---|---|
| Opening Account | *833*1# |
| Check balance | *833*6# |
| Airtime Top-Up for Self | *833*AMOUNT# |
| Airtime Top-Up for Others | *833*AMOUNT*PHONENUMBER# |
| Transfer to Polaris Account/Others | *833*AMOUNT*ACCOUNTNUMBER# |
| Update BVN | *833*5# |
| Pay With MasterPass | *833*7# |
| Pay bills | *833*2# |
11. Stanbic IBTC Bank USSD Codes (*909#)
A table containing all Stanbic IBTC Bank USSD codes for transferring money, recharging mobile phones, checking accounts, and more can be found below.
All Stanbic IBTC bank USSD codes for mobile banking
Transaction Type |
USSD Banking Codes |
|---|---|
| Check balance | *909*1*1# |
| Airtime Top-Up for Self | *909*Amount# |
| Airtime Top-Up for Others | *909*Amount*phone number# |
| Transfer to Stanbic Account | *909*11*Amount*Account Number# |
| Transfer to Other banks | *909*22*Amount*Account Number# |
12. Sterling Bank USSD Codes (*822#)
A table containing all Sterling Bank USSD codes for transferring money, recharging mobile phones, checking accounts, and more can be found below.
All Sterling bank USSD codes for mobile banking
Transaction Type |
USSD Banking Codes |
|---|---|
| Register for USSD Service | 822*1*NUBAN# |
| Check balance | *822*6# |
| Check Account Number | *822*8# |
| Airtime Top-Up for Self | *822*Amount# |
| Airtime Top-Up for Others | *822*Amount*Phone Number# |
| Transfer to Sterling Account | *822*4*Amount*Account Number# |
| Transfer to Other banks | *822*5*Amount*Account Number# |
13. UBA USSD Codes (*919#)
A table containing all UBA Bank USSD codes for transferring money, recharging mobile phones, checking accounts, and more can be found below.
All UBA USSD codes for mobile banking
Transaction Type |
USSD Banking Code |
|---|---|
| Check balance | *919*00# |
| Airtime Top-Up for Self | *919*Amount# |
| Airtime Top-Up for Others | *919* Phone number* Amount# |
| Transfer to UBA Account | *919*3*account number*amount# |
| Load UBA Prepaid Card | *919*32# |
| Transfer to Other banks | *919*4*account number*amount# |
| Pay bills | *919*5# |
| ATM cardless withdrawal | *919*30*Amount# |
14. Union Bank USSD Codes (*826#)
A table containing all Union Bank USSD codes for transferring money, recharging mobile phones, checking accounts, and more can be found below.
All Union bank USSD codes for mobile banking
Transaction Type |
USSD Banking Codes |
|---|---|
| Register | *826# |
| Check balance | *826# |
| Airtime Top-Up for Self | *826*amount# |
| Airtime Top-Up for Others | *826*amount*recipient’s mobile no# |
| Transfer to Union Account | *826*1*amount*account no# |
| Transfer to Other banks | *826*2*amount*account no# |
| Create PIN | *826*5# |
THE CHARGE FOR FUND TRANSFER TO OTHER BANKS IS ₦52.50 PER TRANSACTION. IT IS FREE TO OTHER UBN ACCOUNT. WE KNOW YOU UNDERSTAND
15. Unity Bank USSD Codes (*7799#)
A table containing all UNITY Bank USSD codes for transferring money, recharging mobile phones, checking accounts, and more can be found below.
All Unity bank USSD codes for mobile banking
Transaction Type |
USSD Banking Codes |
|---|---|
| Bet9ja Wallet funding | *7799*403*Bet9ja ID*amount# |
| Self recharge | *7799*Amount# |
| Third-party recharge | *7799*Phoneno*amount# |
| Transfer to Unitybank | *7799*1*accountno*amount# |
| Transfer to Other banks | *7799*2*accountno*amount# |
| Balance enquiry | *7799*0# |
| BVN verification | *7799*5# |
| Block account | *7799*9*phone number# |
| USSD on POS | *7799*000*RefID# |
| Cardless withdrawal | *7799*8*Amount# |
16. Wema Bank USSD Codes (*945#)
A table containing all WEMA Bank USSD codes for transferring money, recharging mobile phones, checking accounts, and more can be found below.
All Wema bank USSD codes for mobile banking
Transaction Type |
USSD Banking Codes |
|---|---|
| Check balance | *945*0# |
| Airtime Top-Up for Self | *945*Amount# |
| Airtime Top-Up for Others | *945*phone Number*Amount# |
| Transfer to Wema Account | *945*Account Number*Amount# |
| Transfer to Other banks | *945*Account Number*Amount# |
17. Zenith Bank USSD Codes (*966#)
A table containing all ZENITH Bank USSD codes for transferring money, recharging mobile phones, checking accounts, and more can be found below.
All Zenith bank USSD codes for mobile banking
Transaction Type |
USSD Banking Codes |
|---|---|
| Opening Account | *966*0# |
| Check balance | *966*00# |
| Airtime Top-Up for Self/Others | *966*Amount*Mobile Number# |
| Transfer to Zenith Account/Others | *966*Amount*Account Number# |
| Update BVN | *966*BVN# |
| Pay bills (DSTv and PHCN) | *966*7*Amount*Customer ID# |
| Pay Zenith Billers | *966*6*Biller code*Amount# |
| Reset USSD Password & PIN | *966*60# |
| Deactivate Mobile Banking Profile | *966*20*0# |
| Deactivate Account | *966*911# |
| Block Card | *966*60# |
| Other Self Service | *966*60# |
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